Real Estate Investment Loans

Welcome to our lending platform, where expertise meets customer-focused service. Discover the perfect real estate loan with confidence, backed by years of industry experience and a commitment to excellence.

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Our Services

DSCR Loans / No Ratio

Program Highlights

  • LTV up to 80% for Purchase and Rate/Term Refinance

  • LTV up to 75% for Cash-out Refinance

  • Minimum 600 FICO

  • Loan amounts up to $14M*

  • Non-Owner Occupied Only

  • No Income Verification –

  • No Job Verification

  • No Reserve Options

  • No Prepay Options available

  • First Time Investors allowed

  • 30YR I/O terms available (Fixed or ARM)

  • Qualify on Interest Only Payment for DSCR calculation

  • SFR, 2-4 Units, Condos (and Non-Warrantable), PUD, SFR used as a Care Facility, Rural Properties

  • Ability to lend to LLCs, Corporations, Trusts, Foreign Nationals, ITIN and Non-Permanent Resident Aliens

Foreign National Lending

Program Highlights

  • LTV up to 75% for Purchase

  • LTV up to 70% for Rate/Term Refinance

  • LTV up to 65% for Cash-out Refinance

  • Loan amounts up to $2M

  • Consumer Purpose Primary Resident & Business Purpose DSCR and No Ratio

  • No MI

  • No Reserve Options

  • 30YR and I/O terms available (Fixed or ARM)

  • SFR, 2-4 Units, Condos (and Non-Warrantable), PUD

Hardmoney / Bridge Loans

Program Highlights

  • LTV up to 75% for Purchase

  • LTV up to 70% for Refinance

  • Minimum 550 FICO

  • Recent Credit and Housing Event Options

  • Loan amounts up to $30M*

  • Interest Only Payments for the entirety of the term

  • Non-Owner Occupied with terms from 6 months to 36 months

  • Primary or Second Home with terms of 12 months or less (with possible extensions) – True Bridge Loan

  • Primary or Second Home 51% Rule for Self-Employed Borrowers

  • No Income Verification – must leave blank on URLA

  • No Job Verification

  • No Reserve Options

  • First Time Investors and First Time Homebuyers allowed

  • SFR, 2-4 Units, Condos (and Non-Warrantable), PUD, Condotels, SFR used as a Care Facility

  • Ability to refinance when property was listed for sale in the last 6 months

  • Ability to lend to LLCs, Corporations, Trusts, Foreign Nationals, ITIN and Non-Permanent Resident Aliens